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Welsh Government

Funding for students at university

While you’re studying you’ll have two main costs – tuition fees and living costs.

You could still get a range of student finance to help with both, and from September 2018 you will get more help with living costs during term time. Check out some of the financial support available to you.

Tuition Fee Support

Full and part-time students can apply for a separate loan to cover tuition fees. Tuition fees are set by the university or college. In Wales, tuition fees have been capped at £9,000 per year but in other parts of the UK you could be charged up to £9,250 per year for a full-time undergraduate course.

Student Finance Wales provides a loan to cover your tuition fees, which you will have to repay once you start earning over £25,000. Loans to cover tuition fees are not means-tested.

Living Cost Support

The minimum grant you could get is £1,000, which you do not have to pay back. If you’re studying full-time as an undergraduate, through a mixture of grants and loans, you could be eligible for up to £11,250 a year towards your living costs if you live away from home and study in London, and £9,000 per year in the rest of the UK. Part-time undergraduates will receive similar support, on a pro-rata basis based on the course's intensity.

Grants will be means-tested to support those who need them most. If you are from a lower income household, you will receive the highest grant. You can take out a maintenance loan to top up what you get. The maximum loan amount will depend on how much grant you receive.

You could also get up to £1,500 towards reducing your maintenance loan when you make the first loan repayment under the Welsh Government partial cancellation scheme.

Apply through Student Finance Wales and access detailed information about the support available.

Find out more about the new student finance package.

Extra support

If you’re disabled and/or have a child or an adult who depends on you financially, you can still apply for a Disabled Students’ Allowance, Dependants’ Grant, Childcare Grant and Parents’ Learning Allowance to help out whilst you’re studying.  For further information check out:


Remember, grants do not have to be paid back but loans do and interest is applied immediately. It’s important to consider this before you take out a tuition fee loan and/or a living cost loan.

However, you won’t have to start paying back what you borrow until you’ve finished studying or left your course and your income is over the current repayment threshold of £25,000 per year.

When you do start repaying you could be eligible to have up to £1,500 taken off your first living cost loan by the Welsh Government.

Repayments will be taken from your salary and the amount you repay each month is based on your income, not what you borrowed. Find out more on Student Loan Company.

Take a look also at the partial cancellation of student loan scheme available to Welsh students.

How to apply

Applying for student finance is simple and is done directly through Student Finance Wales.

Student Finance Wales is a service delivered by the Student Loans Company. It provides student finance on behalf of the Welsh Government to students from Wales entering higher education in the UK.

Remember you can apply for grants and loans to help with your living costs and a loan to cover your tuition fees upfront.


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